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Fair credit access for more people
With cutting-edge tech, we’re working to make credit accessible for more people that ever before.
When you apply for a Keebo credit card, we run an eligibility check to see if we can pre approve you.
If we cannot, we’ll have run a soft search, which means there is no impact to your credit score.
If you do decide to go ahead with Keebo, once you have read the key information and accepted the credit agreement, we will let the Credit Reference Agencies know by running a hard search. That will leave a record and using Keebo will affect your credit score like any any other credit product.
If you have any other questions about Keebo, please contact us via in-app chat support or by sending us an email to support@keebo.com
Yes, you might be able to get a Keebo credit card even if you don't have a credit score.
Unlike other credit card providers, we don't make lending decisions based solely on your credit history.
Instead, we use open banking to get a full understanding of your finances, so we can offer personalised credit that's based on your financial behaviour.
We are on a mission to transform credit from an outdated category by using open banking data to extend access and empower growth, so more can unlock the power of credit to jumpstart their future.
Unlike other credit card providers, we don't make lending decisions based solely on your credit history.
Instead, we use open banking to get a better understanding of your finances, so we can offer personalised credit that's based on your financial behaviour.
Every payment you make with your Keebo card, and all your linked accounts, feeds into our underwriting technology.
This means we can help you understand how your spending is building towards your life goals. As your financial status changes, your credit will, too.
By using your Keebo card responsibly and repaying on time, we may be able to offer you more credit and better interest rates in the future.
We'll never increase your credit limit without your consent.
Yes, you need to have been a resident of Great Britain for at least 6 months to apply for a Keebo credit card. This currently excludes Northern Ireland, Jersey, Guernsey and Isle of Man.
